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Generate Professional Terms & Conditions in Minutes

Protect your business with a structured document tailored to your product. Fast, reliable, and built to feel approachable.

Generate Your Document

Complete the steps below to create your custom Terms & Conditions.

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General Information

Step 1 of 3

Turn every app session into activation, retention, and revenue.

Everything you need to stay compliant

A focused tool for generating clean, professional legal drafts in minutes.

Fast Generation

Get your legal document in under two minutes with a guided wizard.

⚖️

Legally Structured

Built around common legal sections and practical business-friendly language.

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Easy to Use

No complex setup, just a simple flow and clean exports when you’re done.

Three simple steps to get started

01

Fill Details

Enter your company, URL, email, and jurisdiction.

02

Select Clauses

Choose the business rules and protections you need.

03

Download

Export as text or DOC and share with your team.

Frequently Asked Questions

Is this Terms & Conditions generator free? +

Yes. TermForge is completely free to use. There is no account, no subscription, and no payment required. Fill in the form, configure your clauses, and copy or download your document instantly.

Is the generated document legally binding? +

The generator creates a professionally structured draft based on common legal sections used in standard Terms & Conditions documents. The output can serve as a legally meaningful document when it accurately reflects your actual business practices. However, you should have the final document reviewed by a qualified legal professional for your specific use case, jurisdiction, and business model before publishing.

Can I use this for an app or website? +

Yes. TermForge supports both app-first and website-first businesses. Use the toggle at the top of the generator to switch between app and website mode, and the language in the document adjusts accordingly.

What formats can I export? +

You can copy the generated text to your clipboard, download a plain TXT file, or download a DOC-compatible file from the results screen. The DOC file can be opened and edited in Microsoft Word, Google Docs, or any compatible word processor.

What is a Terms & Conditions document? +

A Terms & Conditions (also called Terms of Service or Terms of Use) is a legal agreement between a business and its users that defines the rules, rights, and responsibilities governing use of a website, app, or service. It typically covers user accounts, payment terms, intellectual property, prohibited conduct, limitation of liability, and the business's right to terminate access. While not always legally required, it is strongly recommended for any digital product or service.

Do I need Terms & Conditions for my website or app? +

While there is no universal law that requires every website to have Terms & Conditions, they are strongly recommended for any business that allows user accounts, accepts payments, offers subscriptions, sells digital or physical products, or has users in multiple jurisdictions. Terms & Conditions are required by the Apple App Store and Google Play Store for apps that offer in-app purchases or subscriptions. They protect your business from misuse, define dispute resolution processes, and limit your liability.

What should Terms & Conditions include? +

A well-structured Terms & Conditions document should include: an introduction identifying the business and scope, a service description, user account terms (if applicable), payment and billing terms, subscription and refund policies, intellectual property rights, limitation of liability, termination conditions, and contact information. For eCommerce, also include order cancellation, shipping, and returns policies. For SaaS, include acceptable use and data handling terms.

Does this work for SaaS products? +

Yes. Select 'SaaS' as your service type to generate Terms & Conditions tailored for software-as-a-service businesses. The generated document covers user accounts, subscription billing, payment processing, IP ownership, liability limitations, and termination rights — the standard clause set for SaaS products.

Can I use this for an eCommerce store? +

Yes. Select 'eCommerce' as your service type. The generated document includes language covering purchases, order processing, payment terms, refund eligibility, and user account responsibilities relevant to online retail.

Does this cover Marketplace businesses? +

Yes. Select 'Marketplace' as your service type. The generated document includes clauses covering buyer and seller interactions, transaction facilitation, liability between parties, and platform rules appropriate for two-sided marketplace platforms.

What is a limitation of liability clause? +

A limitation of liability clause specifies the maximum extent to which your business can be held responsible for damages arising from use of your service. It typically excludes indirect, incidental, special, consequential, or punitive damages. This clause is one of the most important protections in a Terms & Conditions document and most legal professionals strongly recommend including it.

What is an IP protection clause? +

An intellectual property (IP) protection clause asserts that all content, trademarks, branding, software, and other proprietary assets associated with your service remain the property of your business or its licensors. It prohibits users from copying, distributing, or creating derivative works from your content without permission. This clause is essential for any digital product that creates or delivers original content.

What is the difference between Terms & Conditions and a Privacy Policy? +

Terms & Conditions define the rules of use for your service — user rights and responsibilities, payment terms, IP ownership, and dispute resolution. A Privacy Policy explains how your service collects, uses, stores, and shares personal data. Both serve different legal functions and most websites and apps need both. TermForge generates Terms & Conditions; use Privacy Forge (also free on Digia) to generate your Privacy Policy.

Should I have a lawyer review the generated terms? +

Yes, for most commercial products. TermForge generates a solid structural draft, but a qualified legal professional can identify jurisdiction-specific requirements, industry-specific clauses (for example in healthcare, finance, or children's products), and contractual nuances relevant to your business model. At minimum, review the document yourself to ensure it accurately reflects your actual business practices before publishing.

How long does it take to generate Terms & Conditions? +

Under two minutes. The three-step form collects your company name, URL, email, jurisdiction, service type, and clause preferences. After clicking 'Generate Document', the full Terms & Conditions document is rendered instantly and ready to copy or download.

Can startups and solo founders use this tool? +

Absolutely. TermForge is especially useful for early-stage startups, indie developers, and solo founders who need a professionally structured Terms & Conditions document quickly and without the cost of legal drafting. It is a practical starting point before you have the budget to engage a lawyer.

What Is a Terms & Conditions Document?

A Terms & Conditions (also called Terms of Service or Terms of Use) is a legal agreement between a business and its users that defines the rules, rights, and responsibilities governing the use of a website, app, or service. It typically covers user accounts, payment terms, intellectual property ownership, prohibited conduct, limitation of liability, and the business's right to terminate access. While not always legally required, Terms & Conditions are strongly recommended for any digital product or service that accepts payments, requires user accounts, or operates across multiple jurisdictions.

When Do You Need Terms & Conditions?

Terms & Conditions are recommended for any business or individual operating a website, app, or digital service that:

  • Accepts payments or processes financial transactions
  • Requires users to create accounts or submit personal information
  • Offers subscription plans or recurring billing
  • Sells digital or physical products to consumers
  • Facilitates transactions between buyers and sellers (marketplace)
  • Is listed on the Apple App Store or Google Play Store with in-app purchases
  • Has users in jurisdictions with consumer protection laws (EU, US, India, UK)

This applies to SaaS products, eCommerce stores, mobile apps, marketplaces, blogs with paid memberships, and any other digital service that interacts with users in a commercial context.

TermForge vs Other Options

There are several ways to create a Terms & Conditions document. Here is how TermForge compares to writing one manually or using a paid legal tool.

TermForge Manual Writing Paid Legal Tools
Cost Free Free to expensive $10–$50/month
Time to generate Under 2 minutes Hours to days Minutes
Service type clauses Yes (5 types) Depends on expertise Yes
IP protection clause Yes Depends on expertise Yes
Limitation of liability Yes Depends on expertise Yes
TXT & DOC export Yes Manual Varies
No signup required Yes N/A Usually no

About TermForge

TermForge is a free Terms & Conditions generator built by Digia, a product studio that builds practical tools for startups, developers, and digital businesses. The tool is designed around three principles: legally grounded structure, speed of generation, and zero friction — no account, no paywall, no lock-in.

The generated clauses follow the standard structure used across commercial Terms of Service agreements for SaaS, eCommerce, marketplace, blog, and mobile app businesses. TermForge is intended as a fast, professional starting point — always review with a qualified legal professional before publishing your final terms.